Terms and Conditions

Effective January 25, 2021

Welcome to our subscription-based financial newsletter (the "Service"). By accessing or using the Service, you (the "User") agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not access or use the Service.

This Terms of Use is provided in conjunction with our Privacy Policy (referenced herein).

Use of Service

The Service provides access to a subscription-based financial newsletter. The User agrees to use the Service only for lawful purposes and in compliance with all applicable laws and regulations. The User will not use the Service to conduct any fraudulent or illegal activities.

Subscription

The User may access the Service by subscribing to the newsletter. The subscription will provide access to the current issue of the newsletter as well as all future issues during the subscription period. The User agrees to pay the subscription fee as indicated on the Service website.

SMS Terms

By providing a mobile phone number you are consenting to communications via SMS from the Website. Message and Data Rates May Apply. Under no circumstances will the Website be responsible for wireless carrier or other third parties’ fees for use of this service. Messages may be delayed or undelivered due to many various factors. Carriers are not liable for delayed or undelivered messages.

Newsletter personalization and ZIP

The website may offer newsletters with available financial services based on the user's ZIP code. The accuracy of the information provided in the newsletter is not guaranteed and may vary based on a variety of factors, including changes in the financial services industry and updates to regulations. The website does not endorse any particular financial service provider and the inclusion of a provider in the newsletter does not constitute an endorsement. Users should conduct their own research and due diligence before engaging with any financial service provider. The website is not responsible for any damages, losses, or expenses arising from the use of any financial service provider mentioned in the newsletter.

Intellectual Property

The Service and its content, including but not limited to text, graphics, images, logos, and software, are the property of the Service or its licensors and are protected by copyright, trademark, and other intellectual property laws. The User may not use any of the Service's intellectual property without prior written consent from the Service.

Disclaimer of Warranty

The Service is provided "as is" and without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. The Service does not warrant that the Service will be uninterrupted or error-free.

Limitation of Liability

The Service will not be liable for any damages of any kind arising from the use of the Service, including but not limited to direct, indirect, incidental, punitive, and consequential damages. The User agrees that the Service's liability for any claim or dispute related to the Service will be limited to the amount paid by the User for the subscription.

Indemnification

The User agrees to indemnify and hold the Service and its affiliates, officers, directors, agents, and employees harmless from any claim, demand, or damage, including reasonable attorneys' fees, arising out of the User's use of the Service, the User's violation of these Terms, or the User's violation of any rights of another.

Termination

The Service reserves the right to terminate the User's access to the Service at any time for any reason. The User may cancel their subscription at any time by contacting the Service. Upon termination or cancellation, the User's access to the Service will cease.

Governing Law and Jurisdiction

These Terms will be governed by and construed in accordance with the laws of the state in which the Service is headquartered. The User agrees that any dispute arising out of or related to these Terms or the Service will be brought exclusively in the state or federal courts located in the county in which the Service is headquartered.

Amendments

The Service may amend these Terms at any time by posting the amended Terms on its website. The User's continued use of the Service after the posting of the amended Terms constitutes acceptance of the amended Terms.

Miscellaneous

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. These Terms constitute the entire agreement between the User and the Service and supersede all prior or contemporaneous agreements, proposals, or representations, whether written or oral. The Service's failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

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